One of the greatest benefits of being a medical or dental practice owner is the ability to establish a tax-advantaged, IRS qualified retirement plan for you and your staff. However, the creation and management of retirement programs can seem daunting with many fiduciary obligations that come with your role as a plan sponsor. The Doctor’s 401(k) Solution guides you through the maze of must-haves and must-dos. Our sole purpose is to get you where you want to be — sponsoring a plan that is key to every participant’s financial goals for retirement.


From the beginning through retirement, clients enjoy accurate, timely and efficient services, including:

  • Co-fiduciary Status
  • Innovative Plan Design & Implementation
  • Prudent Investment Selection & Monitoring
  • Efficient Administration & Recordkeeping
  • Accurate Reporting & Compliance
  • Cost Effective Trust & Custody


Many industry providers only offer fiduciary support to plan sponsors regarding the selection, monitoring, and the replacement of investment options within the plan; however, this only covers a portion of the fiduciary compliance. Comprehensive support encompasses all components of a plan — introducing The Doctor’s 401(k) Solution.

The Doctor’s 401(k) Solution Supports You, the Plan Sponsor, by:

  • Providing and maintaining an Investment Policy Statement
  • Selecting and monitoring each of the plan’s investment options and replacing options, if necessary
  • Constructing five fully diversified asset allocation portfolios ranging from risk adverse through highly aggressive options which satisfy the Qualified Default Investment Alternative (QDIA) regulations
  • Accepting co-fiduciary responsibility and the liability as it pertains to the selection of and monitoring of the investment options
  • Confirming appropriate procedures are in place to fulfill your practices’ fiduciary obligations by providing guidance on DOL, IRS and ERISA guidelines.
  • Providing full fee disclosure and complete transparency

The Doctor’s 401(k) Solution Provides You and Your Staff:

  • Online enrollment in the retirement plan
  • Proactive communication to participants regarding investment education, options and diversification
  • Online tools offering a benefit analysis with recommendations about how to improve success
  • Daily online account information access with the ability to view and/or print statements
  • Quarterly statements mailed directly to participants
  • Comprehensive communications program comprised of both printed and online materials including eLearning courses, tutorials, planning tools and a FAQ + glossary section